Frequently Asked Questions

Do I need a down payment?

Not at all. Many of our lenders have $0 Down Payment programs available.

Can I have a low monthly payment with bad credit?

Yes you can. We have so many cars available in our inventory here at Ken Shaw Toyota, that we should be able to find a car to accommodate anyone’s budget.

Is there any credit that is too bad to get approved?

No, here at Ken Shaw Toyota we have many lenders available to us to accommodate any possible credit situation.

What if I don’t work?

You don’t have to have a job to get a car loan, all you need is some sort of provable income. This could be anything from permanent disability to child support, seasonal work or even owning your own business.

What if I don’t have any credit at all?

We can still help. We have several different first-time buyer programs available to get your credit started.

How much can I get approved for?

Most banks will approve you for an amount based on your income. The more you make, the more you can get approved for.

What type of car loan can I get?

You will have access to the entire inventory at Ken Shaw Toyota. That’s a choice of over 200 vehicles of all different makes and models.

With so many options why should I choose Ken Shaw Toyota?

We offer large inventory, DOOR TO DOOR service, quick and easy applications, excellent relationship with lenders, customize payment plans and options, onsite service and body shops, #1 volume.